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    Simple, honest pricing

    Pick the plan that fits your debt journey

    Every plan is month-to-month. No contracts, no phone sales, no hidden fees. Test mode active while we complete Stripe go-live.

    Free

    Anyone in debt

    $0forever
    • Debt Health Score & personalized report
    • All calculators (snowball, avalanche, settlement)
    • Creditor database (basic profiles)
    • 5 AI Debt Coach questions per day
    • Weekly Canadian Debt Brief newsletter
    Most popular

    Pro

    Consumers ready to settle

    $2.49per month CAD
    • Everything in Free
    • Unlimited AI Debt Coach
    • Unlimited AI negotiation letters
    • Full creditor intelligence (settlement %, contacts)
    • Save reports, letters & scenarios to your portal
    • Priority email support

    Advisor

    Counsellors, paralegals & bookkeepers

    $24.75per month CAD
    • Everything in Pro
    • Bulk letter generator (50+ clients)
    • Unlimited client records & notes
    • Advisor dashboard & marketplace access
    • Priority AI model routing

    Questions?

    DebtDefender is a Canadian tools and information site. We don't sell debt settlement services — we give you the calculators, letters, and intelligence to negotiate on your own or with a licensed professional.