Debt-to-Income Ratio
The single number Canadian lenders use to decide if you qualify.
Monthly Numbers
Your DTI
46.0%
Stretched
Most Canadian lenders will decline new credit. Prioritize debt paydown.
GDS (housing only): 30.0% (CMHC max ~39%)
TDS (all debt): 46.0% (CMHC max ~44%)
Total monthly obligations: $2,300