Emergency Fund
Break the debt cycle by building a cash cushion.
Your Numbers
Your Cushion
Current cushion
0.1 months
3-month target
$10,500
Gap: $10,000 • 50mo
6-month target
$21,000
Gap: $20,500 • 103mo
Keep it in a high-interest savings account (HISA) or TFSA — separate from your chequing.